Couple finances, without the confusion

You decide.
dividi organizes.

Organize personal and shared expenses in one app, with a fair split and clarity for both of you.

Recommended by users

What people who use it say

Testimonials checked on the Brazil App Store on September 8, 2026; translated from Portuguese.

★★★★★
The app is very smooth, intuitive, and has a beautiful design!
Fael_Brazil App Store
★★★★★
One of the best finance apps I have found, super easy to use, practical, and splits everything easily, totally worth it
GabyjesusssBrazil App Store
★★★★★
It meets expectations, excellent for financial management.
RenatamendessBrazil App Store
★★★★★
Wonderful!
lararchaaBrazil App Store
★★★★★
For years I had been looking for a financial management app that was dynamic, straightforward, very intuitive, and supported shared finances.
LarisaturnBrazil App Store
★★★★★
Highly recommend!!!
WctsaquaBrazil App Store
★★★★★
Super straightforward and very helpful throughout the whole expense process
Lua SoutoBrazil App Store
★★★★★
This is the best financial management app. I never thought something could be so simple and so essential.
Thaylon MoreiraBrazil App Store

Simplicity for what matters

Features designed for
financial harmony

Clarity to decide

See your shared budget in real time. No complex spreadsheets — just what you two need to know to chase dreams together.

Monthly budget Heads-up
82%

You are close to your budget limit

Fair splitting

Every couple has its own rule. Whether 50/50 or income-based, dividi does the math automatically and avoids awkward conversations.

This month's split Income-based
You
62%
Helper
38%

Balance to transfer $26.40

Shared goals

Trips, a new home, or just the weekend dinner. Save money together with transparency.

End-of-year trip 68% complete
We are past the halfway mark What is left is already less than what is behind you

Your data, under your control

dividi does not connect to your bank account or move money. For cards, it stores only a nickname, bank name (free text), network, and color — never a full number, CVV, or expiry date.

Security page

Product in the routine

See what dividi does for you

From the shared month to daily shortcuts, dividi organizes what usually becomes a difficult conversation.

Shared month

The same view for both of you

The joint account brings together the month's balance, paid, pending, and shortcuts. On Premium, you can also create, edit, and delete expenses with no internet.

The dividi joint account showing the monthly balance, paid and pending amounts, and shortcuts to expenses, budget and goals.

Clear split

Who paid and what is left to settle

The split screen summarizes paid and pending amounts by member and shows the balance to transfer for the month.

The dividi expense split screen, showing what each person paid, what is still due and the balance to transfer.

Plan and track

Prevent pressure before it builds

The budget follows the 50-30-20 rule by category, goals show target, deadline and real progress, and trends compare your months.

The dividi budget screen, showing the monthly limit per category and how much has been used.

Routine with Divi

Less repetition in the routine

Speak the expense to Divi and review it before saving, or copy last month's fixed expenses in one tap.

The dividi voice expense screen, with Divi transcribing the spoken expense for review before saving.

Get started

Ready to organize your future together?

In just a few minutes you can organize personal and shared expenses in one app — no spreadsheets, full transparency.

DOES NOT MOVE MONEY

Testimonials checked on the Brazil App Store on September 8, 2026; translated from Portuguese.

★★★★★
The app is very smooth, intuitive, and has a beautiful design!
Fael_Brazil App Store
★★★★★
One of the best finance apps I have found, super easy to use, practical, and splits everything easily, totally worth it
GabyjesusssBrazil App Store
★★★★★
It meets expectations, excellent for financial management.
RenatamendessBrazil App Store
★★★★★
Wonderful!
lararchaaBrazil App Store
★★★★★
For years I had been looking for a financial management app that was dynamic, straightforward, very intuitive, and supported shared finances.
LarisaturnBrazil App Store
★★★★★
Highly recommend!!!
WctsaquaBrazil App Store
★★★★★
Super straightforward and very helpful throughout the whole expense process
Lua SoutoBrazil App Store
★★★★★
This is the best financial management app. I never thought something could be so simple and so essential.
Thaylon MoreiraBrazil App Store

Frequently asked questions

Everything you need to know before starting

Is dividi free?

Yes. dividi is free to start and includes the core features for organizing personal and shared finances. The Free limit is up to 6 months OR 120 operations, whichever comes first; after that, you can subscribe to continue using the app.

Does dividi access my bank account?

No. dividi is not a bank and does not connect to any financial institution. It helps you organize and visualize your finances without moving your money.

How does the joint account work?

You create a joint account inside the app and invite someone to share it. Each participant has configurable permissions and can follow expenses, transfers, and history in real time.

Is my data secure?

Yes. dividi does not connect to bank accounts or move money. For cards, it stores only a nickname, bank name as free text, network, and a color; it does not ask for or store the full number, CVV, or expiry date. Premium payments are processed by Apple or Google. See the details on our Security page or in the Privacy Policy.

Can I use dividi on my own, without a joint account?

Absolutely. The app works perfectly as a personal finance organizer, with budget, cards, spending evolution, and much more.

Does dividi ask for or store my real credit card details?

No. In dividi, a card is a spending organizer: you add a nickname, bank name, network, and a display color. We never ask for or store the full card number, CVV, or expiry date. If you subscribe to Premium, payment is processed by Apple or Google, not by dividi.

What is talking to Divi in dividi?

Divi is the dividi mascot. On Premium, you can speak or type so she can build an expense draft from what you said—description, amount, and category—and you review everything before saving. This is not financial advice or an open-ended chat: voice entry is for adding expenses and has a monthly limit. Voice works in Brazilian Portuguese and US English, and you need to allow the microphone and speech recognition.

How is dividi different from bill-splitting apps?

Bill-splitting apps answer who paid and who owes, usually across groups and one-off situations. dividi organizes the month of two people: personal and shared expenses, budget, goals, cards and installments, with splitting and transfers as one part of the whole. See the comparisons between dividi and Splitwise, if the question is splitting bills in a group, between dividi and Noh, if it is a joint account, and between dividi and Mobills, if it is a personal finance manager.

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